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Capital Gains

Calculate tax on gains from property, gold, and other assets.

%
Yrs

Scenario Analysis (Assumed Returns)

Conservative

10%

33,637

Base

12%

48,231

Higher

14%

68,717

Labels are estimates based on your base rate (12%).

Estimated Tax

₹0

Sale Price

₹5,000

Estimated Gain

-₹9,95,000

Portfolio Mix

Invested
Returns

Growth Curve

Visual graph available for compounding tools

You invest ₹5,000 every month for 20 years. At an estimated 12% annual return, your total investment is ₹10,00,000 and the estimated total value is approximately ₹0. Around -₹9,95,000 represents estimated growth.

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How it works

Deducts indexed cost from sale price and applies asset-specific tax rates.

The formula

Gain = Sale Price - Cost Basis
CII
Cost Inflation Index
LTCG
Long Term Capital Gain

Worked example

Tax on property sold for ₹1 Cr purchased for ₹40L 10 years ago.

Pro tips

  • Use Section 54/54F to save tax by reinvesting.
  • Indexation helps reduce the tax impact on long-term assets.

Common mistakes

  • Ignoring improvement costs incurred on the asset.

Go deeper

Concepts to explore

Taxation of Capital Gains

Institutional grade calculations are illustrative and for educational wealth architecture. Results do not constitute investment advice.