Question 1

What is investing?

Accepted Answer

Investing is committing money today to purchase assets you expect to grow in value or generate income over time.

Question 2

What is a mutual fund?

Accepted Answer

A mutual fund pools money from many investors and invests it according to a stated strategy under professional management.

Question 3

How does SIP work?

Accepted Answer

A Systematic Investment Plan invests a fixed amount at regular intervals into a mutual fund, averaging your entry price over time.

Question 4

What is the stock market?

Accepted Answer

The stock market is where publicly listed company shares are bought and sold on exchanges like NSE, BSE, or NYSE.

Question 5

What is inflation?

Accepted Answer

Inflation is the general rise in prices over time, which reduces the purchasing power of your money.

Question 6

Is cryptocurrency risky?

Accepted Answer

Yes crypto is highly volatile, largely unregulated in many places, and includes custody and scam risks. Only invest what you can afford to lose.

Question 7

What is diversification?

Accepted Answer

Diversification spreads investments across assets, sectors, and geographies to reduce the impact of any single loss.

Question 8

What is an ETF?

Accepted Answer

An Exchange-Traded Fund is a basket of assets, usually tracking an index, that trades on the exchange like a stock.

Question 9

Does VIA Capital give investment advice?

Accepted Answer

No. VIA Capital is an educational platform only. We do not provide buy/sell recommendations, tips, portfolio management, or personalized advice.

Question 10

Is the market data on VIA Capital real-time?

Accepted Answer

Market data is sourced from free public APIs for educational purposes and may be delayed or occasionally unavailable. Do not use it for trading decisions.

Question 11

How do I start learning finance?

Accepted Answer

Begin with our beginner lessons under Learn Finance, try the daily quiz, and read the Learn in 5 Minutes cards. Free and self-paced.

Question 12

Are the calculators accurate?

Accepted Answer

Yes they use standard formulas. Results are for planning and understanding, not guarantees. Always factor in taxes and fees separately.

Question 13

Is VIA Capital free to use?

Accepted Answer

Yes. Lessons, calculators, the IPO centre, news, the tax hub, paper trading and the NISM question banks are free. Only optional premium features are paid, and they are clearly marked.

Question 14

What is GMP and can I trust it?

Accepted Answer

Grey Market Premium is an unofficial, unregulated indication of what an IPO is trading at before listing. We show it for awareness only. It is often wrong and is never a forecast of the listing price.

Question 15

How do I apply for an IPO?

Accepted Answer

Apply through your broker app or your bank's ASBA/UPI net-banking window during the issue dates. Our IPO centre explains the full step-by-step process, the price band, lot size and key dates.

Question 16

Is paper trading real money?

Accepted Answer

No. The paper trading simulator uses virtual money and live market prices so you can practise without risk. No real order is ever placed.

Question 17

How are advisors on VIA Wealth Connect verified?

Accepted Answer

Advisors submit their NISM certificates, registration details and identity documents, which our team checks before a profile goes live. VIA Capital takes zero commission and is never a party to your engagement with an advisor.

Question 18

Does VIA Capital charge advisors a commission?

Accepted Answer

No. The platform charges 0% commission on consultations. Advisors keep what they earn; VIA Capital only provides the listing and messaging platform.

Question 19

Do you earn from broker links?

Accepted Answer

Some broker, course and book links are referral links that may earn us a small fee at no extra cost to you. A referral link is never a recommendation, so always compare charges and risks yourself.

Question 20

Where does the tax hub data come from?

Accepted Answer

The tax hub applies the announced FY 2025-26 slabs and rules to the figures you enter. It is an educational estimate, not a filed return or tax advice, so confirm with a chartered accountant.

Question 21

Can I use VIA Capital on my phone like an app?

Accepted Answer

Yes. Open the site in Chrome on Android or Safari on iPhone and use Add to Home Screen. It installs as a full-screen app with offline-friendly navigation.

Question 22

How do I delete my account and data?

Accepted Answer

Email viacapitalofficial@gmail.com from your registered address and we will delete your account and associated data within a reasonable time.

Question 23

How do I contact the team?

Accepted Answer

Email viacapitalofficial@gmail.com, DM us on Instagram, or join our WhatsApp channel from the contact page. We reply to every genuine message.

Frequently asked questions.