Bite-sized

Learn Finance in 5 Minutes.

Simple daily cards that explain one financial concept clearly. Build knowledge one term at a time.

The general rise in prices over time. ₹100 today buys less next year — investments need to beat inflation to grow real wealth.

Compound Annual Growth Rate — the smoothed yearly return of an investment over multiple years. It ignores volatility along the way.

Net Asset Value — the per-unit value of a mutual fund, calculated daily as fund assets minus liabilities divided by units outstanding.

A pooled investment vehicle where money from many investors is managed by professionals as per a stated strategy.

Systematic Investment Plan — investing a fixed amount at fixed intervals to smooth entry prices and build discipline.

Spreading investments across assets, sectors, and geographies to reduce the impact of any single loss.

How you divide your portfolio across equity, debt, gold, and cash — a major driver of long-term returns.

Exchange-Traded Fund — a basket of assets that trades on the stock exchange like a share, usually tracking an index.

Total value of a company's outstanding shares (share price × shares outstanding). Companies are classed as large, mid, or small cap.

Price divided by earnings per share. A rough measure of how much investors pay per unit of profit.

A portion of profits paid out to shareholders, usually quarterly or annually.

Earning returns on both principal and previously earned returns — the mathematical engine of long-term wealth.

Periodically resetting your portfolio to target allocations by selling what's grown and buying what's lagged.

How quickly an asset can be sold without significant loss of value. Cash is most liquid; real estate least.

How much prices move up and down over time. Higher volatility = larger swings, both up and down.

A loan you make to a government or company — you receive periodic interest and principal back at maturity.

The income return on an investment, expressed as a percentage of price. Common for bonds and dividend stocks.

A measure of how a stock moves relative to the market. Beta of 1 = moves with market; >1 more volatile.

A sustained period of rising prices, typically driven by optimism and strong economic conditions.

A sustained decline of 20% or more from recent highs, often tied to economic downturns.