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How it works
Compares the effective tax rate and liability under both regimes based on your deductions.
The formula
Tax (Old) vs Tax (New)- IT (O)
- Income Tax under Old Regime
- IT (N)
- Income Tax under New Regime
Worked example
Evaluating tax at ₹12L income with ₹2L deductions.
Pro tips
- New regime is often better for low-deduction earners.
- Old regime benefits those with home loans and high 80C.
Common mistakes
- Switching regimes without calculating the exact impact.
Go deeper
Concepts to explore
Choosing between Tax Regimes
Institutional grade calculations are illustrative and for educational wealth architecture. Results do not constitute investment advice.