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How it works
Define a target amount and time period. We calculate the monthly investment required to reach that goal based on expected returns.
The formula
Required Investment = (Goal - FV(Savings)) / [( (1+r)^n - 1) / r * (1+r)]- Goal
- Target Amount
- r
- Monthly Rate
- n
- Months to Goal
Worked example
Saving ₹50L for a house in 10 years at 12% return.
Pro tips
- Be realistic with return assumptions.
- Adjust for inflation in your target amount.
Common mistakes
- Underestimating the target amount.
Go deeper
Related lessons
Concepts to explore
Goal-based investing
Institutional grade calculations are illustrative and for educational wealth architecture. Results do not constitute investment advice.