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How it works
Inflation reduces what your money can buy over time. This tool helps you see the future cost of a current expense.
The formula
Future Cost = Present Cost * (1 + inflation)^years- Present Cost
- Today's Cost
- inflation
- Annual Inflation Rate
Worked example
₹10 Lakh today will need ~₹24 Lakh in 15 years at 6% inflation.
Pro tips
- Use 6-7% as a realistic long-term inflation rate for India.
- Inflation is an assumption based on historical data.
Common mistakes
- Ignoring inflation in long-term retirement planning.
Go deeper
Related lessons
Concepts to explore
Understanding Inflation
Institutional grade calculations are illustrative and for educational wealth architecture. Results do not constitute investment advice.