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Retirement Calculator

Estimate the corpus you'll need to retire comfortably.

₹
₹
6%
8%
85 Yrs

Scenario Analysis (Assumed Returns)

Conservative

10%

1,37,28,43,479

Base

12%

1,37,28,43,479

Higher

14%

1,37,28,43,479

Labels are estimates based on your base rate (12%).

Retirement Corpus Required

₹1,37,28,43,479

Monthly Expenses

₹10,00,000

Projected Corpus

₹1,79,74,821

You invest ₹10,00,000 every month for 20 years. At an estimated 12% annual return, your total investment is ₹0 and the estimated total value is approximately ₹1,37,28,43,479. Around ₹1,79,74,821 represents estimated growth.

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How it works

Calculates the future value of your expenses and the corpus needed to fund them.

The formula

Corpus = Future Expense / Safe Withdrawal Rate
E
Current Expenses
I
Inflation Rate

Worked example

₹50k monthly expense today needs ~₹5Cr corpus in 30 years.

Pro tips

  • Account for medical inflation specifically.

Common mistakes

  • Underestimating life expectancy.

Go deeper

Related lessons

Retirement Planning

Concepts to explore

Financial Independence

Institutional grade calculations are illustrative and for educational wealth architecture. Results do not constitute investment advice.